What Are NextGen™ Annuity Strategies - And How Do They Work?
If you are over the age 50 and considering buying an annuity in the next 60 days, wait. TV host, author, and licensed insurance professional Joshua Mellberg just released a book to help you maximize your retirement income and avoid costly mistakes. Ideal for both beginners and experts, this new special edition is in limited supply, so claim your free copy before it's too late!

Act now and also receive an exclusive BONUS: "The #1 Mistake Retirees Are Making With Their Investments Today" AND a FREE DVD on how you could get up to 33% more income in retirement than you might see with traditional income strategies^ in retirement.
Get Your FREE Guide Now >>>
Our readers asked: “Josh, What is an annuity?”
"An income annuity is an agreement between you and an insurance company. In exchange for a payment, the insurance company is legally obligated to provide you with a regular, predictable, and reliable income stream.
It's basically a money for life** contract.
The reason people buy annuities is to provide a steady stream of income during retirement.
There are various types of annuities: immediate, fixed, variable, and index. Each has its own level of risk and payout potential." 
Looking to Purchase a Fixed Annuity?
Get Your Free Info Kit Now
Your First Name:
Your Last Name:
Your Phone Number:
Your E-mail Address:
(Enter Accurate Information to Receive The Proper Kit)
JOIN 1000s of Happy CUSTOMERS
We've helped thousands of clients around the country boost their retirement income. We want to do the same for you...
This represents the experience of select J.D. Mellberg clients, which may not be representative of the experience of all customers. This represents no guarantee of future financial success. 
Please note that the examples herein are neither company nor product specific. They are concepts shown to give you general information of the benefits and limitations of the products and strategies and are not designed to be a recommendation to buy any specific financial product or service. Products change and such product concepts may not be suitable for your needs or available in your state. 

** Some annuities may have a lifetime income guarantee as part of the base policy; others may have optional riders available that provide this benefit. Riders may also be available for benefits like an annual increase to help combat inflation or for as much as doubling your income in case of a qualifying health event. Optional riders may be available with a charge. 

^ Increased income is possible with NextGen Annuity™ strategies using individual strategies. A 33% increase in income is an example of how much more income you could receive using the NextGen Annuity™ strategies instead of traditional income strategies. There are many different annuity contract features that can be utilized and your actual increase in income could be higher or lower. This approach will follow a specific strategy suited to your financial goals and may require buying multiple annuities. Results will only be realized by working closely with your agent over an extended period of time to help make sure the strategies are used correctly. You will have to keep the annuity product(s) purchased for the full time period chosen to maximize your results, and your results could vary. These results may not be possible in case of excess withdrawals or complete surrender, and you may incur penalties. Not appropriate for all retirees. Not available in all states. All withdrawals are subject to income taxes, and if taken prior to age 59-1/2, may incur an additional 10% federal penalty. If you have questions about your NextGen Annuity™ strategies, please contact your agent. 

By responding to this offer you may be contacted by a licensed insurance agent regarding retirement income strategies using fixed insurance products. J.D. Mellberg Financial is insurance licensed in all 50 states (AR8771938/CA0K73712/TX1908101) and all producers have the appropriate licenses for the products they offer.

Terms Of Use  |  Privacy  |  About Us  |  J.D. Mellberg Financial  |  3067 W. Ina Rd.  |  Tucson, AZ 85741